Home > Stop Foreclosure in New York
Contents:
- Law Firms located in New York
- HECM Counseling Agencies in New York
- HUD Counseling Agencies in New York
- NFMC Counseling Agencies in New York
- Credit Repair Companies in New York
- New York Foreclosure Help Map
- New York Foreclosure Laws
- New York Top Cities
- Latest New York Foreclosure News
- Mortage Rates in New York
How Does Refinancing Work If You Want to Avoid Foreclosure in New York?
Refinancing has become the best foreclosure help for millions of people since the housing crisis in America in 2007-08. When you refinance a mortgage as part of your foreclosure prevention strategy, you can make low monthly mortgage payments for the first few years and higher payments after that. You can improve your financial situation and prepare yourself for higher payments in the future. Not surprisingly, it’s the best way to stop foreclosure in New York.
Things to Consider When Hiring a New York Foreclosure Lawyer
There are no guarantees in a foreclosure case. Be wary of someone who provides ‘guarantees’ without examining your case. A foreclosure attorney in New York will review your case extensively before dispensing any legal advice or even to suggest what alternatives you have like filing for bankruptcy. Depending on your individual situation, you can have a better option than bankruptcy filing.
| Name | Photo | Address | City | State | Zip | Phone | Site | Details | Map |
|---|---|---|---|---|---|---|---|---|---|
| Warner & Warner, Pllc |  |
6 Automation Ln Ste 109 | Albany | NY | 12205 | : (518) 417-2715 | http://www.bankruptcylawcapitaldistrict.com | Details |  |
| The Dax Law Firm, P.c. |  |
54 State St Ste 805 | Albany | NY | 12207 | : (518) 432-1002 | http://www.daxlawfirm.com | Details | |
| Nolan & Heller, Llp |  |
39 North Pearl Street, | Albany | NY | 12207 | : (518) 320-7803 | http://www.nolanandheller.com | Details | |
| O'connor, O'connor, Bresee & First, P.c. |  |
20 Corporate Woods Boulevard, | Albany | NY | 12211 | : (518) 203-2195 | http://www.1stlaw.com | Details | |
| D'angelica & Bilski, Pllc |  |
2705 Eastchester Rd | Bronx | NY | 10469 | : (347) 614-1020 | http://dandblawfirm.com | Details | |
| Contiguglia Law Offices Llp |  |
100 Genesee St Ste 6 | Auburn | NY | 13021 | : (315) 604-8607 | http://www.contiguglialaw.com | Details | |
| Pomeroy, Armstrong, Casullo & Monty, Llp |  |
16 Tompkins St | Cortland | NY | 13045 | : (607) 218-8353 | http://www.cortlandattorneys.com | Details | |
| Law Offices Of Lorenzo L. Angelino |  |
42 Catharine Street, | Poughkeepsie | NY | 12601 | : | http://www.angelinolaw.com | Details | |
| Mccabe & Mack Llp |  |
63 Washington Street, | Poughkeepsie | NY | 12602 | : (845) 206-4379 | http://www.mccm.com | Details | |
| Chelus, Herdzik, Speyer & Monte, P.c. |  |
Main Court Building At Lafayette Square, 438 Main Street, Tenth Floor, | Buffalo | NY | 14202 | : (716) 650-4761 | http://www.cheluslaw.com | Details | |
| Coffinas & Lusthaus, P.c. |  |
186 Joralemon St Ste 910 | Brooklyn | NY | 11201 | : (718) 488-7900 | http://www.coflus.com | Details | |
| The Law Offices Of Robert C. Dubno |  |
747 President Street, | Brooklyn | NY | 11215 | : (718) 789-7777 | http://bobdubno.com | Details | |
| Goldberg Sager & Associates Attorneys At Law |  |
1628 Kings Highway At East 17th Street, | Brooklyn | NY | 11229 | : (718) 521-4339 | http://www.attorneynow.com | Details | |
| Law Office Of Simon Goldenberg Pllc |  |
818 E 16th St | Brooklyn | NY | 11230 | : (347) 474-8985 | http://www.goldenbergfirm.com | Details | |
| Rosenberg, Musso & Weiner, Llp |  |
26 Court St Ste 2211 | Brooklyn | NY | 11242 | : (646) 568-4489 | http://www.nybankruptcy.net | Details | |
| Law Office Of Crystal J. Burden, Pc |  |
26 Court St Ste 2702 | Brooklyn | NY | 11242 | : (718) 705-4851 | http://www.burdenlawfirm2.com | Details | |
| The Law Office Of Gregory Messer |  |
26 Court St Ste 2400 | Brooklyn | NY | 11242 | : (718) 717-2368 | http://messer-law.com | Details | |
| Adams Bell Adams, P.c. |  |
28 E Main St Ste 600 | Rochester | NY | 14614 | : (888) 383-9192 | http://www.abalawpc.com | Details | |
| Coccia Law Firm |  |
One East Main Street, Eighth Floor, | Rochester | NY | 14614 | : (585) 209-3750 | http://www.goodwinattorney.com | Details | |
| Davidson Fink Llp |  |
28 E Main St Ste 1700 | Rochester | NY | 14614 | : (585) 546-6448 | http://www.davidsonfink.com | Details | |
Do Foreclosure Affects Just Your Ability to Qualify for a Mortgage?
Many people assume the only negative impact of foreclosure is that they won’t qualify for a new mortgage for a few years. But they are wrong. Until you are done with credit repair, a foreclosure can impact your eligibility for a job, homeownership insurance cost, your ability to rent, etc. Seek professional legal counseling today to know how you can stop foreclosure through options like refinance.
HECM Counseling Agencies in New York
Home Equity Conversion Mortgage (HECM) Counseling for reverse mortgage.
| Agency Name | Address | Phone | Website | Map | |
|---|---|---|---|---|---|
| ALBANY COUNTY RURAL HOUSING ALLIANCE, INC. |
24 MARTIN RD
VOORHEESVILLE, NY 12186
|
http://www.acrha.org |  |
||
| AMERICAN DEBT RESOURCES |
248 LARKFIELD RD STE C
EAST NORTHPORT, NY 11731
|
http://www.americandebtresources.com | |
||
| BELMONT HOUSING RESOURCES FOR WNY, INCORPORATED |
1195 MAIN ST
BUFFALO, NY 14209
|
http://www.belmonthousingwny.org/ | |
||
| CCCS OF BUFFALO, INC. |
40 GARDENVILLE PKWY STE 300
BUFFALO, NY 14224
|
http://www.consumercreditbuffalo.org | |
||
| CCCS OF ROCHESTER, INC. |
SUITE 900
1000 UNIVERSITY AVE ROCHESTER, NY 14607
|
https://www.cccsofrochester.org/ | |
HUD Housing Counseling Agencies located in New York
Housing and Urban Development Counseling for foreclosure avoidance.
| Agency Name | Address | Phone / Toll-Free / Fax | Website | Languages | Map |
|---|---|---|---|---|---|
| AFFORDABLE HOUSING PARTNERSHIP |
255 Orange St
Albany, NY 12210
|
http://www.ahphome.org |
English
|
 |
|
| CATHOLIC CHARITIES OF THE DIOCESE OF ALBANY / UNITED TENANTS OF ALBANY, INCORPORATED |
40 N Main Ave
Albany, NY 12203
|
http://site.notavailable.org |
English
|
|
|
| CLEARPOINT CREDIT COUNSELING SOLUTIONS -ALBANY BRANCH |
6 Automation Ln Ste 113
Albany, NY 12205
|
http://www.clearpointccs.org |
ASL English Other Spanish
|
|
|
| NY STATE OFFICE FOR PEOPLE WITH DEVELOPMENTAL DISABILITIES (OPWDD) |
44 Holland Avenue
ALBANY, NY 12208
|
http://www.opwdd.ny.gov |
Spanish
|
|
|
| TOWN OF EAST HAMPTON-OFFICE OF HOUSING & COMMUNITY DEVELOPMENT |
267 Bluff Road
Amagansett, NY 11930
|
http://www.town.east-hampton.ny.us |
English Spanish
|
|
NFMC grantees through NeighborWorks America located in New York
National Foreclosure Mitigation Counseling for foreclosure avoidance.
| Agency Name | Address | Phone | Website | Languages | Map | |
|---|---|---|---|---|---|---|
| Affordable Housing Partnership |
255 Orange Street
Albany, NY 12210
|
http://www.ahphome.org |
English
|
 |
||
| CCCS of Greater Atlanta |
2 Computer Dr West
Albany, NY 12205
|
http://www.clearpointccs.org |
English
|
|
||
| CCCS of Greater Atlanta |
49 Court St
Binghampton, NY 13901
|
http://www.clearpointccs.org |
English
|
|
||
| Long Island Housing Services, Inc. |
640 Johnson Avenue, Suite 8
Bohemia, NY 11716
|
http://www.LIFairHousing.org |
English
|
|
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| MMI - Bronx |
199 Lincoln Ave., Suite # 309
Bronx, NY 10451
|
http://www.moneymanagement.org |
English
|
|
Credit Repair Companies in New York
| Agency Name | Address | Phone | Website | Map |
|---|---|---|---|---|
| Mike Law Credit Repair |
103 Adee St
Port Chester, NY 10573
|
 |
||
| Debt Resolve Inc |
1133 Westchester Ave, Ste S-223
White Plains, NY 10604
|
http://debtresolve.com | |
|
| Careone Credit Services |
Serving Nationwide
White Plains, NY 10601
|
http://www.getfelix.com/p/superpages/careone-credit-white-plains-new-york.html | |
|
| Greenpath Financial Wellness |
1 Barker Ave Ste 420
White Plains, NY 10601
|
http://www.getfelix.com/p/superpages/greenpath-financial-wellness-white-plains-new-york.html | |
|
| Credit Scoring Advisor |
555 Broadhollow Rd, Ste 329
Melville, NY 11747
|
http://www.creditscoringadvisor.com | |
Other Resources to Help you Avoid Foreclosure in New York
New York Foreclosure Help Map
New York Foreclosure Laws
| Judicial Foreclosure Available: | Yes |
|---|---|
| Non-Judicial Foreclosure Available: | Yes |
| Primary Security Instrument: | Deed of Trust, Mortgage |
| Timeline: | Typically 120 days |
| Right of Redemption: | No |
| Deficiency Judgments Allowed: | Yes |
New York Top Cities
Latest New York Foreclosure News
Mortage Rates in New York
| Type | Rate | Last Week | Change |
|---|---|---|---|
| 30 year fixed 30 yr fixed | 4.03% | -0.15 | 3.88% |
| 15 year fixed 15 yr fixed | 3.26% | -0.03 | 3.23% |
| 5/1 ARM (Adjustable-Rate Mortgage) 5/1 ARM | 3.75% | -0.06 | 3.69% |
| 30 year fixed mortgage refinance 30 yr fixed mtg refi | 3.9% | -0.02 | 3.88% |
| 15 year fixed mortgage refinance 15 yr fixed mtg refi | 3.26% | -0.03 | 3.23% |
| 7/1 ARM (Adjustable-Rate Mortgage) refinance 7/1 ARM refi | 3.89% | -0.04 | 3.85% |
| 15 year jumbo fixed mortgage refinance 15 yr jumbo fixed mtg refi | 4.02% | 0.27 | 4.29% |
| Last updated: 12/18/2017 | |||
Resource Center
- How to Keep Your Home by Avoiding Foreclosure
- Getting Help With Foreclosure
- Helping Your Family
- How to Avoid Foreclosures
- The Best Ways to Prevent Foreclosures
- Understand Terms Used in Foreclosures
- Ways Stop Foreclosures
- Working With Your Lender to Stop Foreclosure
- Debt Consolidation
- Home Loans
- Foreclosures
- Refinance
- Bankruptcy
- Foreclosure Help
- Short Sale Help
- Loan Modification Help
- Foreclosure Law
- Loss Mitigation Training
- Mortgage Rates
- Use a Loan Modification to Stop Foreclosure
- Difference between Fixed and an Adjustable Rate Mortgage
- Prevent Foreclosure with a loan modification
- How can I buy my home back?
- Are you a victim of foreclosure scams?
- Can I Rent My Property If I am in Foreclosure?
- Where to Report Foreclosure Fraud
- Common Foreclosure Scams to Avoid
- If I Can't Refinance During a Foreclosure, What Can I Do?
- Do I get money back if my Foreclosure home sells for more than what's owed?