Home > Stop Foreclosure in New Mexico
Contents:
- Law Firms located in New Mexico
- HECM Counseling Agencies in New Mexico
- HUD Counseling Agencies in New Mexico
- NFMC Counseling Agencies in New Mexico
- Credit Repair Companies in New Mexico
- New Mexico Foreclosure Help Map
- New Mexico Foreclosure Laws
- New Mexico Top Cities
- Latest New Mexico Foreclosure News
- Mortage Rates in New Mexico
Your First Step towards New Mexico Foreclosure Prevention
As soon as you determine that you won’t be able to pay mortgage installments and stop foreclosure in New Mexico, your first step should be to contact your lender under the guidance of some professional foreclosure help or in other words, a foreclosure lawyer in New Mexico. You and your lender can work out a flexible repayment plan so that you can pay according to how much you can afford to avoid foreclosure in New Mexico.
Your New Mexico Foreclosure Lawyer's First Step towards Fighting Foreclosure
If all pre-foreclosure alternatives like negotiations with your lender fail, your foreclosure attorney in New Mexico will file a written answer to the Notice of Default. Did you know that if you don’t file a written response with good legal advice, your lender can get a default judgment against you or in other words, you lose your home without taking advantage of foreclosure alternatives like filing for bankruptcy?
| Name | Photo | Address | City | State | Zip | Phone | Site | Details | Map |
|---|---|---|---|---|---|---|---|---|---|
| Business Law Southwest Llc |  |
New Mexico Bank & Trust Bldg., 320 Gold Avenue Sw, Suite 610, | Albuquerque | NM | 87102 | : (505) 848-8581 | http://www.businesslawsw.com | Details |  |
| Civerolo, Gralow, Hill & Curtis A Professional Association |  |
20 First Plaza Ctr Nw Ste 500 | Albuquerque | NM | 87102 | : (505) 908-3874 | http://www.civerolo.com | Details | |
| Gregg Vance Fallick Fallicklaw, Ltd. |  |
Suite 205, Gold Avenue Lofts, | Albuquerque | NM | 87102 | : (505) 842-6000 | http://www.fallicklaw.com | Details | |
| Abq Law Clinic/morris Law Firm, P.a. |  |
901 Lomas Blvd Nw | Albuquerque | NM | 87102 | : (866) 619-7061 | http://www.abqlawclinic.com | Details | |
| Vance Chavez & Associates, Llc |  |
320 Gold Ave Sw Ste 1400 | Albuquerque | NM | 87102 | : (888) 746-9008 | http://www.vancechavez.com | Details | |
| New Mexico Financial Law, Pc |  |
320 Gold Ave, Sw, | Albuquerque | NM | 87102 | : (505) 445-4804 | http://nmfinanciallaw.com/ | Details | |
| Law Office Of Marcus E. Garcia |  |
The First Plaza Galleria, 20 First Plaza Ctr., N.w., Suite 717, | Albuquerque | NM | 87102 | : (505) 702-8566 | http://www.sandialaw.com | Details | |
| Scott & Kienzle, P.a. |  |
Albuquerque | NM | 87103 | : (505) 246-8600 | http://www.kienzlelaw.com | Details | |
|
| Cavin & Ingram, P.a. |  |
Po Box 1216 | Albuquerque | NM | 87103 | : (505) 243-5400 | http://www.cilawnm.com | Details | |
| Sutin, Thayer & Browne |  |
Po Box 1945 | Albuquerque | NM | 87103 | : (505) 883-2500 | http://www.sutinfirm.com | Details | |
| Poindexter Law Llc |  |
118 Wellesley Dr Se | Albuquerque | NM | 87106 | : (505) 715-5331 | http://www.bkpoindexter.com | Details | |
| Rammelkamp, Muehlenweg & Cordova A Professional Association |  |
316 Osuna Rd Ne Ste 201 | Albuquerque | NM | 87107 | : (505) 247-8860 | http://www.rmclawyers.com | Details | |
| Dan A. Ribble, Llc |  |
3500 Comanche Rd Ne Ste B | Albuquerque | NM | 87107 | : (505) 796-6294 | http://ribblelaw.com | Details | |
| Espinosa & Associates, P.c. |  |
100 Sun Ave Ne Ste 204 | Albuquerque | NM | 87109 | : (505) 242-5656 | http://espinosa-associates.com/ | Details | |
| Michael D. Hoeferkamp P.c. |  |
8205 Spain Rd Ne Ste 201 | Albuquerque | NM | 87109 | : (505) 503-6657 | Details | |
|
| Gallagher, Casados & Mann, P.c. |  |
4101 Indian School Rd Ne Ste 200n | Albuquerque | NM | 87110 | : (505) 243-7848 | http://www.gcmlegal.com | Details | |
| Saucedochavez, Pc |  |
6565 Americas Pkwy Ne Ste 920 | Albuquerque | NM | 87110 | : (505) 633-1225 | http://www.saucedochavez.com | Details | |
| Butt Thornton & Baehr Pc |  |
4101 Indian School Rd Ne Ste 300 | Albuquerque | NM | 87110 | : (505) 908-3843 | http://www.btblaw.com | Details | |
| Giddens, Gatton & Jacobus, P.c. |  |
10400 Academy Rd Ne Ste 350 | Albuquerque | NM | 87111 | : (505) 271-1053 | http://www.giddenslaw.com | Details | |
| Law 4 Small Business |  |
8228 Louisiana Blvd Ne Ste A | Albuquerque | NM | 87113 | : (505) 346-3135 | http://www.l4sb.com/ | Details | |
When Can You Qualify for a New Mortgage after Foreclosure?
You won’t qualify for a mortgage for years after foreclosure because you will first need to work on credit repair. Even then you may end up paying a higher amount of down payment, and higher interest rate and fees. It’s better to solve your financial problems through counseling on how to refinance and other similar options before foreclosure than wasting time on credit repair in New Mexico after foreclosure.
HECM Counseling Agencies in New Mexico
Home Equity Conversion Mortgage (HECM) Counseling for reverse mortgage.
| Agency Name | Address | Phone | Website | Map | |
|---|---|---|---|---|---|
| SANTA FE COMMUNITY HOUSING TRUST |
1111 AGUA FRIA STREET
SANTA FE, NM 87501
|
http://www.housingtrustonline.org |  |
HUD Housing Counseling Agencies located in New Mexico
Housing and Urban Development Counseling for foreclosure avoidance.
| Agency Name | Address | Phone / Toll-Free / Fax | Website | Languages | Map |
|---|---|---|---|---|---|
| SPRINGBOARD - ALBUQUERQUE |
300 Central Ave SW Ste 2200
Albuquerque, NM 87102
|
http://www.homeownership.org/ |
English Other Spanish
|
 |
|
| UNITED SOUTH BROADWAY CORPORATION |
1500 Walter Street
Suite 202 ALBUQUERQUE, NM 87102
|
http://www.unitedsouthbroadway.org |
English Spanish
|
|
|
| TIERRA DEL SOL HOUSING CORPORATION |
210 E Idaho Ave Ste B
Las Cruces, NM 88005
|
http://site.notavailable.org |
English Spanish
|
|
|
| YWCA (LAS CRUCES) CREDIT COUNSELING AND HOME OWNERSHIP |
277 E. Amador
Suite 308 LAS CRUCES, NM 88001
|
http://www.ywcaelpaso.org |
English Spanish
|
|
|
| SOUTHWEST NEIGHBORHOOD HOUSING SERVICES, INC. |
6301 4th Street NW
LOS RANCHOS, NM 87107
|
http://www.swnhs.org |
English Spanish
|
|
NFMC grantees through NeighborWorks America located in New Mexico
National Foreclosure Mitigation Counseling for foreclosure avoidance.
| Agency Name | Address | Phone | Website | Languages | Map | |
|---|---|---|---|---|---|---|
| MMI - Albuquerque Central |
2727 San Pedro NE, Ste. 107-
Albuquerque, NM 87110
|
http://www.moneymanagement.org |
English
|
 |
||
| Southwest Neighborhood Housing Services |
4605 4th St NW
Albuquerque, NM 87107
|
English
|
|
|||
| Springboard Non Profit Consumer Credit Management, Inc. |
300 Central SW Ste. 2200 East
Albuquerque, NM 87102
|
http://www.homeownership.org |
English
|
|
||
| United South Broadway Corporation |
1500 Walter Street SE
Albuquerque, NM 87102
|
English
|
|
|||
| MMI - Albuquerque-West |
2518 Southern Blvd SE
Rio Rancho, NM 87124
|
http://www.moneymanagement.org |
English
|
|
Credit Repair Companies in New Mexico
| Agency Name | Address | Phone | Website | Map |
|---|---|---|---|---|
| Credit Repair Today |
401 Mountain Rd NW
Albuquerque, NM 87102
|
http://www.creditrepair4u2.com |  |
|
| Financial Resolutions |
1301 Rio Grande Blvd NW
Albuquerque, NM 87104
|
http://resolutionslifemoney.com | |
|
| Consumer Credit Counseling Service |
3761 State Highway 528 NW
Albuquerque, NM 87114
|
http://www.moneymanagement.org | |
|
| Credit Rescue Now |
2601 Wyoming Blvd NE Ste 117,
Albuquerque, NM 87112
|
http://www.creditrescuenow.com | |
|
| Careone Credit Services |
Serving Nationwide
Albuquerque, NM 87101
|
http://www.getfelix.com/p/superpages/careone-credit-albuquerque-new-mexico.html | |
Other Resources to Help you Avoid Foreclosure in New Mexico
New Mexico Foreclosure Help Map
New Mexico Foreclosure Laws
| Judicial Foreclosure Available: | Yes |
|---|---|
| Non-Judicial Foreclosure Available: | No |
| Primary Security Instrument: | Mortgage |
| Timeline: | Typically 120 days |
| Right of Redemption: | Yes |
| Deficiency Judgments Allowed: | Yes |
New Mexico Top Cities
Latest New Mexico Foreclosure News
Mortage Rates in New Mexico
| Type | Rate | Last Week | Change |
|---|---|---|---|
| 30 year fixed 30 yr fixed | 3.99% | -0.15 | 3.84% |
| 15 year fixed 15 yr fixed | 3.19% | -0.02 | 3.17% |
| 5/1 ARM (Adjustable-Rate Mortgage) 5/1 ARM | 3.66% | -0.07 | 3.59% |
| 30 year fixed mortgage refinance 30 yr fixed mtg refi | 3.86% | -0.01 | 3.85% |
| 15 year fixed mortgage refinance 15 yr fixed mtg refi | 3.19% | -0.01 | 3.18% |
| 7/1 ARM (Adjustable-Rate Mortgage) refinance 7/1 ARM refi | 3.81% | -0.04 | 3.77% |
| 15 year jumbo fixed mortgage refinance 15 yr jumbo fixed mtg refi | 4.32% | -0.11 | 4.21% |
| Last updated: 12/18/2017 | |||
Resource Center
- How to Keep Your Home by Avoiding Foreclosure
- Getting Help With Foreclosure
- Helping Your Family
- How to Avoid Foreclosures
- The Best Ways to Prevent Foreclosures
- Understand Terms Used in Foreclosures
- Ways Stop Foreclosures
- Working With Your Lender to Stop Foreclosure
- Debt Consolidation
- Home Loans
- Foreclosures
- Refinance
- Bankruptcy
- Foreclosure Help
- Short Sale Help
- Loan Modification Help
- Foreclosure Law
- Loss Mitigation Training
- Mortgage Rates
- Use a Loan Modification to Stop Foreclosure
- Difference between Fixed and an Adjustable Rate Mortgage
- Prevent Foreclosure with a loan modification
- How can I buy my home back?
- Are you a victim of foreclosure scams?
- Can I Rent My Property If I am in Foreclosure?
- Where to Report Foreclosure Fraud
- Common Foreclosure Scams to Avoid
- If I Can't Refinance During a Foreclosure, What Can I Do?
- Do I get money back if my Foreclosure home sells for more than what's owed?