How to Stop Foreclosure in Massachusetts

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Using Forbearance for Foreclosure Prevention in Massachusetts

Did you know if you are going through temporary financial hardship due to loss of job, or illness, you can stop foreclosure in Massachusetts by seeking forbearance benefits from your lender. Could it be a part of foreclosure help your lender might be offering? If you’ve fallen behind on your mortgage payments, you can ask your lender to temporarily suspend or reduce your monthly mortgage payments for a given period and avoid foreclosure in Massachusetts.

Hire a Foreclosure Attorney in Massachusetts to Explore the Best Options

What is the first question you need to decide if you’ve fallen behind on your mortgage? First of all, you need to decide whether you want to keep your home or give it up. Can losing your home to foreclosure make sense? Yes, it can make sense under certain circumstances. If you seek professional legal advice, a foreclosure lawyer in Massachusetts will explore the best option for you and suggest you some even better foreclosure alternatives like bankruptcy.

NamePhotoAddressCityStateZipPhoneSiteDetailsMap
Glynn Law Offices49 Locust StFalmouthMA02540: (508) 548-8282http://glynnlawoffices.com Details
Laraja And Kanaga, P.c.46 S Orleans RdOrleansMA02653: (774) 237-7011http://www.capelaw.com Details
Lawson, Weitzen & Bankert, LlpPo Box 58OrleansMA02653: (508) 255-3600http://www.lawson-weitzen.com Details
La Tanzi, Spaulding & Landreth, P.c.8 Cardinal LnOrleansMA02653: (508) 255-2133http://www.latanzi.com Details
Ardito, Sweeney, Stusse, Robertson & Dupuy, P.c.25 Mid Tech Dr Ste CWest YarmouthMA02673: (508) 418-8581http://capecodlawyers.com Details
Lazan Glover & Puciloski Llp785 Main StGreat BarringtonMA01230: (413) 591-8230http://www.lazanlaw.com Details
Cohen Kinne Valicenti & Cook Llp28 North StPittsfieldMA01201: (413) 358-4804http://www.cohenkinne.com Details
Law Offices Of Attorney Wilfred C. Driscoll, Jr.209 Bedford St Ste 201Fall RiverMA02720: (508) 974-4991http://www.wcdriscolllaw.com Details
Stephanie Sousa, Attorney At LawPo Box 345South EastonMA02375: (508) 622-5459http://www.stephaniesousalaw.com Details
Percy Law Group, P.c.4 Court Street,TauntonMA02780: (508) 738-2075http://www.ptklaw.com Details
Robert G. Treano P.c.4 Court St Ste 103TauntonMA02780: (508) 386-9306http://www.robertgtreanolaw.com Details
Reynolds, Rappaport, Kaplan & Hackney, Llc106 Cooke StEdgartownMA02539: (508) 627-3711http://www.rrklaw.net Details
Feinman Law OfficesThe Northmark Bank Building, 69 Park Street,AndoverMA01810: (978) 296-5193http://www.feinmanlaw.com Details
Letellier Law Offices, PcAgawam Crossing, 200 Silver Street, Suite 212,AgawamMA01001: (413) 306-3767http://letellierlaw.com Details
Dennis E. Tully, Attorney At Law200 North Main Street,East LongmeadowMA01028: (413) 561-2488http://dtully.net Details
Victor A. Denaro & Associates945 Concord StFraminghamMA01701: (508) 834-7035http://www.denarolaw.com Details
Law Offices Of Alan M. Cohen, Llc550 Worcester Road,FraminghamMA01702: (508) 202-7493http://www.collections-law.com Details
Mark L. Murphy5 Militia Dr Ste 1LexingtonMA02421: (339) 970-3193http://www.marklmurphy.com Details
James A. Kobe, P.c.The Chatham Center, 29 Crafts Street, Suite 360,NewtonMA02458: (781) 489-3725http://kobelaw.com Details
The Law Office Of Wyckoff Nissenbaum775 BroadwaySomervilleMA02144: (617) 466-6620http://www.somervillelawoffice.com Details

Should You Refinance Your Mortgage to Stop Foreclosure?

Did you know what alternatives you have when you are facing foreclosure? Should you short sale or should you apply for loan modification? Should you refinance your mortgage or should you go for a deed-in-lieu of foreclosure? Should you be concerned more about credit repair or should you give priority to things like negative equity?  You’ll need reliable counseling to choose the best options.

HECM Counseling Agencies in Massachusetts

Home Equity Conversion Mortgage (HECM) Counseling for reverse mortgage.

Agency NameAddressPhoneMap
AMERICAN CONSUMER CREDIT COUNSELING 130 RUMFORD AVE STE 202 AUBURNDALE, MA 2466 http://www.consumercredit.com
CAMBRIDGE CREDIT COUNSELING CORPORATION 67 HUNT STREET AGAWAM, MA 1001 http://www.cambridge-credit.org
COMMUNITY SERVICE NETWORK, INC. 136 ELM STREET STONEHAM, MA 2180 http://www.csninc.org
HOMEOWNER OPTIONS FOR MASSACHUSETTS ELDERS 87 HALE STREET LOWELL, MA 1851 http://www.elderhomeowners.org
HOUSING ASSISTANCE CORP. 460 W MAIN ST HYANNIS, MA 2601 http://www.haconcapecod.org

HUD Housing Counseling Agencies located in Massachusetts

Housing and Urban Development Counseling for foreclosure avoidance.

Agency NameAddressPhone / Toll-Free / FaxLanguagesMap
CAMBRIDGE CREDIT COUNSELING CORPORATION 67 Hunt Street AGAWAM, MA 1001 http://www.cambridge-credit.org English Italian Polish Spanish
AMERICAN CONSUMER CREDIT COUNSELING 130 Rumford Ave Ste 202 Auburndale, MA 2466 http://www.consumercredit.com English
ACTION FOR BOSTON COMMUNITY DEVELOPMENT, INC. 178 Tremont St Boston, MA 2111 http://www.bostonabcd.org Creole English Other Spanish
CITIZENS' HOUSING AND PLANNING ASSOCIATION, INC. 18 Tremont Street,Suite 401 BOSTON, MA 2108 http://www.chapa.org English
CLEARPOINT CREDIT COUNSELING SOLUTIONS 225 Franklin St26TH FLOOR-- Boston, MA 2110 http://www.clearpointccs.org English Other

NFMC grantees through NeighborWorks America located in Massachusetts

National Foreclosure Mitigation Counseling for foreclosure avoidance.

Agency NameAddressPhoneLanguagesMap
Cambridge Credit Counseling Corporation 67 Hunt Street Agawam, MA 1001 English
MMI - Boston 31 Milk Street, Ste. 515 Boston, MA 2109 http://www.moneymanagement.org English
NID-HCA 1509 Blue Hill Avenue Boston, MA 2126 http://www.nidonline.org English
Neighborhood Assistance Corporation of America (NACA) 3593 Washington Street Boston, MA 2130 http://www.naca.com English
Springboard Non Profit Consumer Credit Management, Inc. 15 New England Ste. 1026 Burlington, MA 1803 http://www.homeownership.org English

Credit Repair Companies in Massachusetts

Agency NameAddressPhoneMap
Credit Repair 1627 Cambridge St Cambridge, MA 2138
Cambridge Counseling Service 67 Hunt St, Ste 305 Agawam, MA 1001 http://www.cambridge-credit.org
Debt Relief 210 Worthington St Springfield, MA 1103
Careone Credit Services Serving Nationwide Springfield, MA 1103 http://www.getfelix.com/p/superpages/careone-credit-springfield-massachusetts.html
Consumer Credit Counseling 295 Worthington St Springfield, MA 1103 http://www.cccsintl.org

Massachusetts Foreclosure Help Map

Massachusetts Foreclosure Laws

Judicial Foreclosure Available: Yes
Non-Judicial Foreclosure Available: Yes
Primary Security Instrument: Deed of Trust, Mortgage
Timeline: Typically 90 days
Right of Redemption: No
Deficiency Judgments Allowed: No

Mortage Rates in Massachusetts

Type Rate Last Week
30 yr fixed 3.98% -0.14
15 yr fixed 3.16% -0.02
5/1 ARM 3.54% 0
30 yr fixed mtg refi 3.86% -0.02
15 yr fixed mtg refi 3.16% -0.02
7/1 ARM refi 3.65% -0.02
15 yr jumbo fixed mtg refi 3.67% 0.01
Last updated: 12/18/2017

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