How to Stop Foreclosure in Alabama

Contents:


Foreclosure Prevention in Alabama 

Did you know it’s possible to stop foreclosure, and you can avoid foreclosure in Alabama  by taking simple steps? If you get behind on your mortgage payment and are in danger of defaulting, you can seek advice from a mortgage foreclosure attorney in Alabama . These specialists will provide counseling assistance and foreclosure help. They may suggest debt consolidation, forbearance, mortgage modification and in some cases you may need to file bankruptcy.

Seek Legal Advice from a Foreclosure Attorney in Alabama 

Don’t face the possibility of foreclosure alone. Contact a foreclosure lawyer in Alabama and get free counseling about the options available to you, including filing a Chapter 13 bankruptcy. A specialist can give you the best legal advice based on your debt and repayment ability.

Name Photo Address City State Zip Phone Site Details Map
Hudgens & Associates Llc 9877 Pleasant Rd Daphne AL 36526 : (251) 219-9381 http://www.hudgenslaw.com Details
Daniell, Upton & Perry, P.c. 30421 Highway 181, Spanish Fort AL 36527 : (251) 725-9069 http://www.daniellupton.com Details
Fuller, Willingham, Fuller & Carter, Llc 413 1st Ave Sw Cullman AL 35055 : (256) 734-2023 http://www.fandwlaw.com Details
William B. Matthews, Jr. 141 E Reynolds St Ozark AL 36360 : (888) 875-3269 http://www.thematthewsfirm.com Details
Brogden Law Firm, Llc 164 E College St Ozark AL 36360 : (334) 774-5171 http://brogdenlawfirm.com Details
Thompson, Garrett & Hines 103 3rd Ave Atmore AL 36502 : (251) 368-4999 http://tghlaw.com Details
Livingston Law Office 247 S 8th St Gadsden AL 35901 : (256) 515-4609 http://www.attorneygadsden.com Details
Lee, Livingston, Lee & Nichols, P.c. 238 W Main St # 36301 Dothan AL 36301 : (888) 354-9861 http://www.llln-law.com Details
John F. Porter, Iii, P.c. 123 E Laurel St Hytop AL 35768 : (866) 268-4849 http://johnporterlaw.com Details
Marks & Associates, P.c. Po Box 11386 Birmingham AL 35202 : (205) 206-6168 http://www.leaselawyer.com Details
Spain & Gillon, L.l.c. The Zinszer Building, 2117 Second Avenue North, Birmingham AL 35203 : http://www.spain-gillon.com Details
Bishop, Colvin, Johnson & Kent, Llc 1910 1st Ave N Birmingham AL 35203 : (205) 251-2881 http://www.bishopcolvin.com Details
Longshore, Buck & Longshore, P.c. 2009 2nd Ave N Birmingham AL 35203 : (205) 252-7661 http://www.longshorebuck.com Details
Engel, Hairston And Johanson, P.c. 109 20th St N Fl 4 Birmingham AL 35203 : (205) 328-4600 http://www.ehjlaw.com Details
Najjar Denaburg, P.c. 2125 Morris Ave Birmingham AL 35203 : (205) 545-8247 http://www.najjar.com Details
Guin, Stokes & Evans, Llc Title Bldg.; 6th Floor, 300 Richard Arrington Jr. Blvd., Ste 600, Birmingham AL 35203 : (205) 588-2917 http://www.dglaw.org Details
Parkman White, Llp 1929 3rd Ave N Ste 700 Birmingham AL 35203 : (888) 326-1623 http://www.parkmanwhite.com Details
Norman, Wood, Kendrick & Turner Ridge Park Place, 1130 22nd Street South (suite 3000), Birmingham AL 35205 : (205) 328-6643 http://www.nwkt.com Details
Sirote & Permutt, P.c. 2311 Highland Avenue South, Birmingham AL 35205 : (205) 930-5100 http://www.sirote.com Details
Martin, Rawson & Woosley, P.c. 2 Metroplex Dr Ste 102 Birmingham AL 35209 : (205) 802-1100 http://martinrawson.com Details

Where to go for Credit Repair in Alabama 

If you look on StopForeclosuresHelp.com or browse the internet, you can find credit repair companies in Alabama that offer counseling and advice on how to reduce debt. Some can refer you to a specialist who can provide foreclosure counseling on how to refinance your mortgage or do a mortgage modification. Making mortgage payments on time is one of the best credit repair solutions.

HECM Counseling Agencies in Alabama

Home Equity Conversion Mortgage (HECM) Counseling for reverse mortgage.

Agency Name Address Phone Email Website Map
CCCS OF MOBILE
705 OAK CIRCLE DRIVE EAST
MOBILE, AL 36609
http://www.cccsmobile.org
GATEWAY FINANCIAL FREEDOM/CCCS OF CENTRAL ALABAMA
1401 20TH ST S
BIRMINGHAM, AL 35205
http://www.gway.org
MOBILE HOUSING BOARD
151 S CLAIBORNE ST
MOBILE, AL 36602
http://www.mhb.gov
NEIGHBORHOOD HOUSING SERVICES OF BIRMINGHAM, INC.
601 19TH ST N
BIRMINGHAM, AL 35203
http://www.nhsbham.org

HUD Housing Counseling Agencies located in Alabama

Housing and Urban Development Counseling for foreclosure avoidance.

Agency Name Address Phone / Toll-Free / Fax Website Languages Map
ORGANIZED COMMUNITY ACTION PROGRAMS INC - COVINGTON COUNTY
242 Hillcrest Drive
ANDALUSIA, AL 36420
http://n/a
English
ALABAMA COUNCIL ON HUMAN RELATIONS, INC
950 Shelton Mill Rd.
AUBURN, AL 36830
http://www.achr.com
English
Spanish
BIRMINGHAM URBAN LEAGUE, INC.
1229 3rd Ave N
Birmingham, AL 35203
http://www.birminghamul.org
English
GATEWAY FINANCIAL FREEDOM/CCCS OF CENTRAL ALABAMA
1401 20th St S
BIRMINGHAM, AL 35205
http://www.gway.org
English
JEFFERSON COUNTY HOUSING AUTHORITY
3700 Industrial Parkway
BIRMINGHAM, AL 35217
http://www.jeffcntyhousing.com
English

NFMC grantees through NeighborWorks America located in Alabama

National Foreclosure Mitigation Counseling for foreclosure avoidance.

Agency Name Address Phone Email Website Languages Map
Birmingham Urban League
1229 3rd Avenue, North
Birmingham, AL 35203
http://www.birminghamurbanleague.net
English
Gateway Financial Freedom
1401 20th St. South, Suite 100
Birmingham, AL 35205
http://www.gway.org
English
Neighborhood Assistance Corporation of America (NACA)
529 Beacon Parkway West, Suite 204
Birmingham, AL 35209
http://www.naca.com
English
Neighborhood Housing Services of Birmingham, Inc.
601 19th St. North
Birmingham, AL 35203
http://www.nhsbham.org
English
Consumer Credit Counseling of the Tennessee River Valley
500 Wynn Dr., Suite 522
Huntsville, AL 35816
http://www.CreditHelpToday.org
English

Credit Repair Companies in Alabama

Agency Name Address Phone Website Map
Consumer Credit Counseling Service
86 Conley Rd
Guntersville, AL 35976
Consumer Credit Counseling Service
Guntersville
Guntersville, AL 35976
A American Debt Consolidation
201 W Green St
Athens, AL 35611
Careone Credit Services
Serving Nationwide
Madison, AL 35756
http://www.getfelix.com/p/superpages/careone-credit-madison-alabama.html
Careone Credit Services
Serving Nationwide
Auburn, AL 36830
http://www.getfelix.com/p/superpages/careone-credit-auburn-alabama.html

Alabama Foreclosure Help Map

Alabama Foreclosure Laws

Judicial Foreclosure Available: Yes
Non-Judicial Foreclosure Available: Yes
Primary Security Instrument: Deed of Trust, Mortgage
Timeline: Varies by Process; Typically 30 - 60 days
Right of Redemption: 12 months
Deficiency Judgments Allowed: Yes

Mortage Rates in Alabama

Type Rate Last Week
30 yr fixed 3.99% -0.18
15 yr fixed 3.13% -0.03
5/1 ARM 3.66% -0.02
30 yr fixed mtg refi 3.84% -0.02
15 yr fixed mtg refi 3.14% -0.03
7/1 ARM refi 3.75% -0.03
15 yr jumbo fixed mtg refi 3.66% -0.02
Last updated: 12/18/2017

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